Top Water Damage Public Adjuster on Long Island

Water damage can devastate your home or commercial property—and filing a claim shouldn’t add to the stress. From burst pipes and appliance leaks to flooding and storm damage, insurance companies often underpay or deny water damage claims across Long Island. That’s why you need a licensed water damage public adjuster on your side.

Trusted Long Island Experts in Water Damage Insurance Claims

Water damage can destroy your property in minutes—but recovering your full insurance payout can take months, especially if you’re handling the claim alone. At Summit Public Adjusters, we specialize in representing Long Island homeowners and business owners when disaster strikes. Whether you’re dealing with a burst pipe, appliance leak, roof issue, or interior flooding, we work to ensure your water damage claim is fully covered and professionally managed. Based in Long Island, our adjusters know how to maximize settlements across both Nassau and Suffolk County.

Why Choose Summit Public Adjusters?

When disaster strikes—whether it’s fire, water, storm, or mold damage—you need an advocate who works for you, not the insurance company. At Summit Public Adjusters, we proudly serve Suffolk County’s most distinguished homeowners and businesses, ensuring every claim is handled with precision, speed, and the highest level of integrity.

Fast Response, Real Results
We act quickly after damage occurs—inspecting, documenting, and building your claim right away so you can start rebuilding faster.
Licensed and Trusted
We’re fully licensed, bonded, and insured to represent high-value claims throughout Long Island.
Proven Claim Experience
With over a decade of experience, we know how to handle complex losses—and how to push back when the insurance company offers less.
Local Experts on Long Island
Based in Smithtown, we proudly serve Northport, Head of the Harbor, Belle Terre, The Hamptons, and more. We’re your neighbors—and your strongest advocate.

We Help Long Island Property Owners Recover from Every Type of Water Loss

Whether you’re dealing with frozen pipes in Smithtown, a sewage backup in Hempstead, or storm flooding in the Hamptons, we’re ready to help. Water damage affects not only your structure but your peace of mind—and we’re here to protect both. Our team specializes in claims involving interior flooding, plumbing failures, hot water heater leaks, HVAC issues, and weather-related water intrusions. In every case, we make sure the insurance company covers what they’re supposed to.

Summit Public Adjusters is based in Smithtown, NY, and proudly serves all of Long Island—from Port Washington to Montauk. We have over a decade of experience fighting for property owners just like you. We understand local construction, real estate values, and how to present water damage claims with precision and authority. There are no upfront costs, and we only get paid when you do. That’s our promise to every homeowner and business on Long Island who needs results, not red tape.

Frequently Asked Questions About Water Damage Insurance Claims on Long Island

Summit Public Adjusters proudly serves all of Nassau and Suffolk County, including Smithtown, Huntington, Brookville, Massapequa, Roslyn, Patchogue, Riverhead, and Montauk. Whether you’re in a residential home or commercial property, we can help you recover from water damage quickly and fairly.

What does a water damage public adjuster do?
A water damage public adjuster represents you—not the insurance company—when filing a property insurance claim for water-related damage. We assess the full scope of the damage, document the loss, interpret your policy, and negotiate directly with your insurance provider to ensure you receive the maximum settlement.
Should I hire a public adjuster for water damage on Long Island?
Yes. If your property in Nassau or Suffolk County has suffered water damage from a burst pipe, leak, or storm, a Long Island public adjuster can help ensure your claim is not delayed, denied, or underpaid. We handle the entire process and make sure all hidden and long-term damages are included in the claim.
Does homeowners insurance cover water damage?
Most policies cover sudden and accidental water damage, such as pipe bursts or appliance leaks. However, gradual damage or floodwater may not be included unless you have special coverage. Summit Public Adjusters can review your policy and determine exactly what’s covered under your Long Island homeowners or commercial insurance plan.
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