Public Insurance Adjusters are experts in assessing property damage, we will interpret your insurance policy, prepare and present your claim to your Insurance Company and handle all negotiations to acquire the maximum settlement of your claim.
How will you help me?
Why hire a Public Insurance Adjuster when my Insurance Adjuster is going to give me what I need?
Unfortunately, this is rarely the case. The insurance adjuster works for the insurance company, their going to look out for their company's best interest and their bottom line. An average policyholder working by themselves with an insurance adjuster is like an average person trying to win a court case without a lawyer who is an expert in that field. The insurance company has a team of experts on their side, you are entitled to have your own experts working on your behalf.
If I had a claim that was denied, or I received a settlement check but it was not enough, can I still contact you?
Of course! Insurance Company's have denied and underpay their clients all the time. We will re-open your case, re-negotiate your claim and if it is a valid claim we will prove your case and get you the money you deserve. Our team will be able to present your claim in a different way helping your claim get paid the correct amount.
What is the extent of my Public Insurance Adjuster's responsibility?
Your Public Insurance Adjuster will assist with every phase of preparing and presenting itemized claim packages to the insurer. We will also work as your advocate at all inspections and meetings with your insurance company securing the best possible settlement in the shortest time frame. We will also be communicating with you every step of the way!
If I hire a Public Adjuster, will I then be short money after having to pay a percentage of my recovery to you?
This is one of the biggest misconceptions we come across. Public adjusters typically recover more then you would be able to secure on your own. Since you are going to get more money out of the settlement working with a Public Adjuster and you are not handling any part of the claim, why wouldn't you want a public adjuster to handle your claim for you? An example of this is when a homeowner reached out to us regarding a water claim. They decided that the public adjuster fee would take away from their recovery so they followed through with the claim without us.After about a year of struggling with the claim they received about $80,000. They then felt that they were underpaid after going in alone and gave us a call to help out. We then were hired on the claim and received an additional $120,000, which made the entire claim about $200,000. In short, had they hired us from the beginning, they would have collected the entire amount in less time, without having to deal with the stress of handling your own claim.
If you are unable to generate money for me, do I still have to pay for your services?
NO, If there is no recovery, there is no fee. We only get paid if you get paid for your damages.
When is a good time to hire a Public Insurance Adjuster?
Once you notice any damage to your property you should call us right away. The sooner we get on the claim the more effective the presentation of your claim will be. However, at any point of the claim you can hire us, even if the claim has been close. It is never too late.